Prepare for Departure
Whether this is your first time to live overseas or not, there is much to plan and prepare before departing for the host country. This section provides an outline of the major items to help you with pre-departure planning.
Health and travel insurance are essential components of an overseas study experience. It is imperative that you obtain health and travel insurance for the duration of your participation in an overseas learning program.
Please note that insurance plans does not cover pre-existing conditions. These may include medical or physical conditions that you had before you enrolled in the plan. If you require additional coverage for a pre-existing condition, it is advisable that you check whether this is covered by the policy.
HKUST’s Travel Insurance
HKUST’s Travel Insurance Policy covers students participating in the HKUST Exchange Program and Study Abroad programs. For more information, please refer to Scholarships and Financial Aid Office website.
Host Institutions: Compulsory insurance
Some host institutions offer their own insurance, which will cover the period spent at their institution. In some cases, it is mandatory that you purchase this insurance to satisfy the host institution’s requirements or the host country’s legal requirements. You should follow the host institution’s advice on subscribing to these insurance policies as this may affect your eligibility for registration at the host institution or your legal status in the host country. This advice stands irrespective of any insurance coverage you may already have, including what is offered by HKUST.
If the host institution does not offer an insurance policy or does not make it mandatory to purchase its policy, but has specific insurance coverage requirements, you must ensure that you have coverage that meet those requirements.
It is the student’s responsibility to check and ensure that the host institution’s or host country’s insurance requirements are satisfied.
ADDITIONAL INSURANCE POLICIES
You may purchase additional insurance that suits your needs. You may also already be covered by insurance taken out either by you or by your family. If you do have additional insurance, please carry the name of the insurance provider and the policy number when overseas.